Let us show you how to choose the correct Health Insurance Plan for you and/or your family’s healthcare needs!
Here are the four main components of the US healthcare System
Government: The government is the largest payer for healthcare in the United States, providing health insurance to over 100 million people through Medicare and Medicaid. The government also regulates the healthcare industry, setting standards for quality and safety.
Insurers: Private health insurers provide health insurance to over 150 million people in the United States. Insurers negotiate with providers to set prices for services, and they pay providers for the care that their members receive. One of the most prominent health insurance agencies in your area is “McNichol Financial and Healthcare“.
Patients: Patients are the consumers of healthcare services. They choose their providers, make decisions about their care, and pay for their care, either directly or through insurance. If you’re looking for affordable healthcare solutions, you may want to check out the ACA plans and prices.
Providers: Providers are the individuals and organizations that deliver healthcare services. Providers include doctors, nurses, hospitals, clinics, and other healthcare facilities.
Healthcare Enrollment Periods
Annual Enrollment Periods: These periods occur between November 15th and December 7th each year. During this time, you can enroll in, re-enroll in, or change your health plan through the Health Insurance Marketplace.
Special Enrollment Periods: In some circumstances, you may qualify for a Special Enrollment Period to join a health plan. If you have recently experienced certain life events such as a move, the birth of a child, or a change in job status, you might qualify for a Special Enrollment Period for Access, Medicaid, Medicare, Critical Illness, or Short-Term care health insurance.
Contact us today to learn more about your options and to get started:
- What are the circumstances for someone to become eligible for Medicare?
- What are the benefits of Medicare Supplement insurance versus Medicare Advantage or Original Medicare?
- What are some common healthcare expenses that Medicare does not cover?
Health Insurance: Health insurance protects you from catastrophic bills in case of a serious accident or illness. Health insurance can be obtained through your employer, the federal health insurance marketplace, or private insurance you buy for yourself and your family by contacting health insurance companies directly or going through a health insurance agent. Only about 9.2% of the American population was without insurance coverage in 2021, the Centers for Disease Control (CDC) reported in its National Center for Health Statistics. More than 60% got their coverage through an employer or in the private insurance marketplace while the rest were covered by government-subsidized programs including Medicare and Medicaid, veterans’ benefits programs, and the federal marketplace established under the Affordable Care Act .
Vision, Hearing, or Dental Plans: Vision, hearing, and dental plans are designed to cover the costs of routine checkups and treatments. Some of the plans you may encounter Open Enrollment Periods, or in some circumstances, you may have a Special Enrollment Period within which to join a health plan .
February 2023, Governor Brian P. Kemp of Georgia designated a transition to a State- based Exchange (SBE).
During Open Enrollment 2025, Georgians will be able to visit GeorgiaAccess.gov to shop for, compare, and directly enroll in health insurance coverage.
During Open Enrollment 2024, Georgians should continue to shop for and enroll in health insurance coverage as they do today on the Federally-facilitated Exchange, also known as HealthCare.gov.
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